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Your super is probably the biggest pile of money you will ever build, and most of it grows quietly in the background while you work. The good news is that a few simple moves can make a real difference to the final balance — and none of them need a finance degree or a big income. Here are the best ways to grow your super, from the easy wins you can sort out this week…
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Yes, you can have two super accounts. There is no law stopping you from holding super in more than one fund, and around 4 million Australians already do. But just because you can have two accounts does not mean you should. For most people, a second account means paying two sets of fees and two sets of insurance premiums for no extra benefit. In this guide, we explain how people end up with two super…
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The country’s biggest home lender has just delivered its gloomiest housing forecast on record. The Commonwealth Bank now expects national dwelling values to fall around 14% from their March peak before they find a floor, with the five capital cities tipped to drop about 15%. If that plays out, it would be the steepest housing downturn in the 45-year history of the bank’s monthly price series. That headline sounds alarming, and for recent buyers it…
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A small business commission is a government-backed office that stands up for small businesses. It gives free or low-cost advice, speaks up for small firms when rules are being made, and helps settle business disputes without the cost and stress of going to court. If you run a small business and you are stuck in a disagreement with a landlord, a supplier, or a government agency, this is often the first place to turn. Quick…
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Linking Centrelink to myGov is the step that turns your myGov account into your Centrelink online account. Once it is linked, you can claim payments, report income, upload documents and update your details online, instead of calling or visiting a service centre for every little thing. Quick answer: Sign in at my.gov.au, choose Link a service (or View and link services), select Centrelink, then follow the prompts. You will link with a linking code, your…