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Moving house is exciting right up until the boxes show up. Between the removalist, the bond clean, the utilities and the long list of people who need your new address, it’s easy to forget something important — usually the driver’s licence, the oven clean, or the fridge on the morning of the move. This checklist walks you through the whole move in the order you actually need it: what to book first, what to sort…
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Changed jobs a few times? Moved house? Chances are you have super sitting in accounts you’ve forgotten about — and it’s not earning you anything while it sits there. Billions of dollars in lost and unclaimed super belong to everyday workers, and some of it could be yours. The good news: finding it takes about five minutes once you know where to look. Here’s how to do it, step by step. (The official starting point…
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Centrelink has raised its deeming rates for the third time in about a year, and for some Age Pension recipients the change quietly eats into the pension increase that arrived on the same day. Here is what deeming is, what the new rates are, and how to work out whether your own payment is affected. For the official rules, see Services Australia. What changed on 20 September 2026 From 20 September 2026, the deeming rates…
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Quick answer: Having an ABN doesn’t automatically mean you miss out on super. If you do gig or freelance work for a client and the job is mainly for your time and personal effort, that client may legally owe you super on top of your pay — even though you invoice them with an ABN. If you work for yourself as a sole trader, no one owes you super, but you can pay your own…
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Quick answer: The Reserve Bank posted an $11.3 billion loss for 2025-26 — its second-largest ever — driven by an $8.5 billion paper loss on the government bonds it bought during COVID. The bank is not broke and can still do its job, and the loss does not directly change your mortgage or savings rate. But it means no RBA dividend for the federal budget for years, and all eyes are now on the 3…