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If your super fund has asked you for a Q230 letter, it means one thing: they want proof from Centrelink that you’ve been on an eligible income support payment long enough to qualify for early access to your super on financial hardship grounds. It’s a simple letter, but the timing matters — a lot. Here’s what it is, how to get one, and what to do with it. Quick answer A Q230 is a letter…
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TVSN, the Australian shopping channel that has been on air for more than 30 years, is closing down. Owner Direct Group has confirmed the channel will shut for good on Sunday, 15 November, or earlier if stock runs out, after a months-long search for a buyer failed to turn up a deal. Quick answer: Yes, TVSN is really closing. The closing-down sale is on now while stock lasts, in-stock orders are still being processed and…
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If you’ve just started a new job, your employer will probably hand you a form called the Superannuation standard choice form. It looks a bit official, and it is — this is the form that tells your employer which super fund to pay your super guarantee contributions into. Get it right and your money lands in the fund you want; get it wrong and your contributions can be delayed. This guide walks through every section…
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On 21 October 2026, NextDC (ASX: NXT) suffered one of the worst single-day falls on the Australian share market this year. Its shares dropped about 44% after the data centre company told investors that power delays at its new M3 Melbourne facility would force a major cut to its revenue and earnings forecasts. If you own the shares, are thinking about them, or just saw the headlines and wondered what happened, here it is in…
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Quick answer: The cheapest super options are index (passive) options from the big low-cost funds. On a $50,000 balance, the lowest total fees start at about $132 a year with AustralianSuper’s Indexed Diversified option and $149 a year with Hostplus Indexed Balanced — while the median default MySuper fund charges about $440 a year on the same balance. If you don’t want to pick investments yourself, the cheapest default funds include Vanguard Super, Vision Super…