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Quick answer: The best car to novated lease right now is the Tesla Model Y — it was the most leased car through salary packaging in 2025 and was named the 2026 Novated Lease Car of the Year. But the “best” car depends on what you need: the BYD Sealion 7 is the value pick for families, the Tesla Model 3 suits commuters, and the GWM Ora is the cheapest way into a fully tax-free…
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Quick answer: yes, Chemist Warehouse does accept Afterpay. You can use it online and in store, on purchases up to $1,000, and split the cost into four interest-free fortnightly payments. It also works at Ultra Beauty, which is part of the same group. Here is exactly how it works, what it costs if you miss a payment, and what to do if Afterpay does not show up at checkout. Chemist Warehouse’s own Afterpay page confirms…
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Quick answer: With a novated lease, your employer takes money out of your salary each pay cycle and sends it to a finance company to cover your car and its running costs. Because part of it comes out before tax, you pay less income tax — and the finance company buying the car saves you the GST on the purchase price. At the end of the lease, you pay a final lump sum (the residual…
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Quick answer: A novated lease is usually cheaper for a PAYG employee whose employer offers salary packaging — the tax savings can be worth thousands a year, especially on an eligible electric car. A car loan wins on simplicity and ownership: the car is yours from day one, nobody’s permission is needed, and changing jobs changes nothing. If you’re self-employed or your employer doesn’t offer salary packaging, a car loan is your only option of…
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Picking the right novated lease provider matters more than most people think. The provider sets up your lease, arranges the finance, sorts your insurance and running costs, and handles the payroll deductions with your employer. A good one makes the whole thing feel easy. A poor one can leave you confused about fees for five years. New to the concept? Start with our plain-English guide to what a novated lease is and how it works…