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David Jones is back in the headlines, and shoppers are asking the same questions: is the store closing, are the sales still on, and are gift cards and rewards safe? Here is the straight answer, plus when the big sales land and how to get the best value. Quick answer: David Jones stores are still trading, no closure or sale has been announced, and the usual sale calendar — including Black Friday on Friday 27…
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Starting a small business from home is one of the simplest ways to become your own boss. You skip the cost of renting an office, you set your own hours, and you can test an idea without risking a large amount of money. But a home business still needs the same foundations as any other business: a clear idea, the right registrations, and a simple system for money and tax. Quick answer: To start a…
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Afterpay lets you buy something now and pay for it in four equal, interest-free payments spread over six weeks. You pay the first quarter at checkout, and the rest comes out of your linked card automatically every two weeks. It sounds simple, and mostly it is — but the details around spending limits, late fees and eligibility catch plenty of people out. Here is how it actually works, step by step. If you are new…
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If you have a home loan, Tuesday 3 November is a date worth watching. The Reserve Bank of Australia announces its next cash rate decision at 2:30pm AEDT that day, and markets are putting the chance of another 0.25 percentage point rise at around 85%. That would take the cash rate from 4.60% to 4.85%, its highest level since 2008. Quick answer: Nothing is decided yet, and your lender — not the Reserve Bank —…
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Buy now pay later lets you take something home today and pay for it in smaller instalments over the next few weeks or months, instead of paying the full price upfront. It sounds simple, and it is — but it is still a form of credit, and the fees and rules around it matter more than the ads suggest. Quick answer: You choose a buy now pay later (BNPL) option at checkout, pay the first…