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Picking the right novated lease provider matters more than most people think. The provider sets up your lease, arranges the finance, sorts your insurance and running costs, and handles the payroll deductions with your employer. A good one makes the whole thing feel easy. A poor one can leave you confused about fees for five years. New to the concept? Start with our plain-English guide to what a novated lease is and how it works…
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A novated lease can be one of the cheapest ways for an employee to get a new car — or an expensive lesson in reading the fine print. The honest answer to “is a novated lease worth it?” is: yes, for many people, but not for everyone. It comes down to three things: how much you earn, which car you choose, and how stable your job is. New to the concept? Read our plain-English guide…
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Your iPhone is about to change in a way Apple has fought for years. On 22 October 2026, the Federal Court ordered Apple to let Australians install iPhone apps from rival app stores and developers’ websites — not just Apple’s own App Store. The changes kick in on 1 March 2027, and they could change what you pay for apps and subscriptions. Here is what the ruling actually means for you. Quick answer: From 1…
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Quick answer: A novated lease is a way to pay for a car and its running costs out of your salary before tax. Your employer takes the payments from your pay and passes them to a finance company, which lowers your taxable income and can save you thousands in income tax and GST. You do not own the car until you pay the final lump sum, called the residual value, at the end of the…
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Salary continuance insurance pays you a monthly benefit, usually up to 75% of your salary, if illness or injury stops you from working. It is held inside your super fund, so the premiums come out of your super balance rather than your bank account. Many Australians already have some level of this cover without realising it — it often comes automatically with a super account or as part of an employer’s benefits package. MoneySmart, the…