Yes, you can get your superannuation early — but only in a small number of situations set out in law. Your super is normally locked away until you reach your preservation age and retire, or turn 65. Outside those rules, early access is possible on compassionate grounds, severe financial hardship, terminal illness or incapacity, and a few other narrow grounds. This guide explains each one, who decides it, how much you can take, the tax…
Opening a bank account for your child is one of the simplest money moves a parent can make — and you can do it at any age, even for a newborn. The exact steps depend on your child’s age: younger kids need a parent to open the account in a branch, while teenagers can often apply online themselves. This guide walks you through the whole process, the documents to bring, and the tax trap to…
David Jones has entered voluntary administration, putting one of the country’s best-known department store chains into the hands of insolvency experts just weeks before Christmas. Stores are still open and trading for now, but shoppers holding gift cards and staff waiting on news about their jobs are facing weeks of uncertainty. Quick answer: David Jones entered voluntary administration on Thursday 5 November 2026. Its 38 stores and website are still trading while administrators and receivers…
A kids savings account is a bank account made for children and teenagers, usually for anyone under 18. It works much like a normal savings account, but it is set up to help a young person save money and earn interest on it, while a parent or guardian looks after the account with them. If you are thinking about opening one for your child, this guide explains how it works in plain terms: who can…
If your child has birthday money, pocket money, or their first pay from a part-time job, you have probably wondered where it should go. A kids savings account and a kids transaction account look similar at first glance, but they are built for different jobs. One is for growing money slowly. The other is for spending it day to day. Quick verdict: For most families, the best setup is both accounts working together — savings…