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A small firms association is a member group set up to support small businesses. It brings owners together, speaks up for their shared interests, and gives members access to advice, training, networking and practical resources they would struggle to get on their own. If you have ever wondered whether joining one is worth it, the short answer is: it can be, if you pick the right one for your industry, your stage of growth and…
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Opening a savings account for your child is one of the simplest ways to turn pocket money into a habit. The tricky part is not finding an account — it is finding one whose bonus rate your child can actually earn, month after month, without fees quietly eating the balance. Quick answer: If you want the simplest deal, the Great Southern Bank Youth eSaver stands out because it pays a strong rate without monthly deposit…
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Yes, you can use your super to buy a house — but only in a few specific ways, and you cannot simply empty your super account and spend it on any home you like. For most first-home buyers, the realistic route is the First Home Super Saver (FHSS) scheme, which lets you save part of your deposit inside super and then withdraw it under strict rules. The scheme is run by the Australian Taxation Office…
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If your phone suddenly filled up with missed call text messages today, you are not alone. Telstra customers across the country received a batch of delayed missed-call and voicemail notifications all at once on Wednesday, 4 November 2026, after a fault in the company’s MessageBank service. Here is what happened, what those messages actually mean, and what you should do about them. Quick Answer Telstra says the flood of messages was caused by an issue…
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Yes, you usually do pay tax on superannuation — but not all at once, and not at the same rate at every stage. Super is taxed at up to three points in its life: when money goes in, while it grows inside the fund, and when you take it out. The good news is that the tax rates inside super are generally lower than the tax on your regular pay, and withdrawals after age 60…