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Quick answer: yes, Chemist Warehouse does accept Afterpay. You can use it online and in store, on purchases up to $1,000, and split the cost into four interest-free fortnightly payments. It also works at Ultra Beauty, which is part of the same group. Here is exactly how it works, what it costs if you miss a payment, and what to do if Afterpay does not show up at checkout. Chemist Warehouse’s own Afterpay page confirms…
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Quick answer: With a novated lease, your employer takes money out of your salary each pay cycle and sends it to a finance company to cover your car and its running costs. Because part of it comes out before tax, you pay less income tax — and the finance company buying the car saves you the GST on the purchase price. At the end of the lease, you pay a final lump sum (the residual…
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Quick answer: A novated lease is usually cheaper for a PAYG employee whose employer offers salary packaging — the tax savings can be worth thousands a year, especially on an eligible electric car. A car loan wins on simplicity and ownership: the car is yours from day one, nobody’s permission is needed, and changing jobs changes nothing. If you’re self-employed or your employer doesn’t offer salary packaging, a car loan is your only option of…
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Picking the right novated lease provider matters more than most people think. The provider sets up your lease, arranges the finance, sorts your insurance and running costs, and handles the payroll deductions with your employer. A good one makes the whole thing feel easy. A poor one can leave you confused about fees for five years. New to the concept? Start with our plain-English guide to what a novated lease is and how it works…
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A novated lease can be one of the cheapest ways for an employee to get a new car — or an expensive lesson in reading the fine print. The honest answer to “is a novated lease worth it?” is: yes, for many people, but not for everyone. It comes down to three things: how much you earn, which car you choose, and how stable your job is. New to the concept? Read our plain-English guide…