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Your iPhone is about to change in a way Apple has fought for years. On 22 October 2026, the Federal Court ordered Apple to let Australians install iPhone apps from rival app stores and developers’ websites — not just Apple’s own App Store. The changes kick in on 1 March 2027, and they could change what you pay for apps and subscriptions. Here is what the ruling actually means for you. Quick answer: From 1…
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Quick answer: A novated lease is a way to pay for a car and its running costs out of your salary before tax. Your employer takes the payments from your pay and passes them to a finance company, which lowers your taxable income and can save you thousands in income tax and GST. You do not own the car until you pay the final lump sum, called the residual value, at the end of the…
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Salary continuance insurance pays you a monthly benefit, usually up to 75% of your salary, if illness or injury stops you from working. It is held inside your super fund, so the premiums come out of your super balance rather than your bank account. Many Australians already have some level of this cover without realising it — it often comes automatically with a super account or as part of an employer’s benefits package. MoneySmart, the…
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Zip Pay is the buy now, pay later account from Zip Co (zip.co) that lets you shop now and pay later in weekly, fortnightly or monthly repayments — with no interest. It comes with a credit limit of up to $1,000 and a $9.95 monthly account fee that is waived when you pay your closing balance in full by the statement date. Quick Answer: What Is Zip Pay? Zip Pay is Zip’s interest-free BNPL account…
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If you work shifts in healthcare, retail, hospitality or warehousing, you have probably come across Shift Trade — the free shift-swapping app that lets teams trade shifts, pick up extra hours and sort cover without endless group chats. The official site is shifttrader.app. Quick answer: To log in, open the ShiftTrader app (or go to shifttrader.app/login), enter your email address, and use the verification code sent to your inbox to sign in. If you already…